A change two years ago resulted in more court cases, with many based on questions about texts placed by an “automated system” and Fla. area-code confusion.

Homeowners are receiving official-looking letters by first-class mail saying they haven’t paid taxes yet. It’s big in Chicago now but appeared in Fla. a few years ago.

HUD sees more manufactured housing as part of the nation’s affordable housing solution, and an independent office now reports directly to a top FHA official.