A man with a good job failed to qualify for a home loan because he has bad credit. What are the pros/cons if his less wealthy, creditworthy girlfriend cosigns?

Many new Realtors had a boss before they became an independent contractor, and it takes a while to adopt the “I’m in charge of everything” mindset.

Last week, the average rate on a 30-year, fixed loan was 6.71%; last year, it was 5.78%. Freddie Mac’s chief economist credits the Fed’s interest-rate pause for the drop.

The answer to “Who are you?” could be on your T-shirt – or phone case or tote bag. Print-on-demand services help small groups create group swag.